Possesses over 27 years of experience in microfinance, micro enterprise, livelihood and cluster development programmes. Has worked extensively with national and international agencies like the Centre for Youth & Social Development, Rashtriya Gramin Vikas Nidhi, CARE and Access Development Services on enhancing the capacities of national-level NGOs, CBOs and BMOs. Also worked as a Consultant for a brief period for a World Bank study on pani panchayat, SHG and PRI. Has in-depth understanding on microfinance sector and incubated models in the states of Odisha, Rajasthan, Andhra Pradesh, Madhya Pradesh, Gujarat, Chhattisgarh and West Bengal. His areas of specialisations are financial management, cluster development, livelihood promotion and enterprise promotion. Currently he is looking a mega project supported by MoRD , New Delhi on Start Up Village Entreprenureship at Odisha. besides his other responsibities.